Pay a bank account from an AI agent
Tell your agent who to pay, how much, and in which currency. It prepares the payment with AgentBank, shows you the recipient, amounts and fees, and after your approval AgentBank converts, routes and settles to the bank account, then tracks the payment to a final state.
Last reviewed 2026-10-03
What it looks like
You: Pay Nguyen Minh Anh 50,000 VND to her Vietcombank account for the design work.
Agent: Here is the payment. Recipient: Nguyen Minh Anh, Vietcombank. She receives 50,000 VND.
You pay $1.96 from your USDC balance, fee included. Approve?
You: Yes.
Agent: Funded and sent. I will tell you when the bank confirms delivery.Amounts shown are an example of the format, not a quote. Your agent reads live rates and fees for each payment.
From intent to settlement
- 01
Say what needs to happen
Who to pay, how much, and when. The agent checks available conversions from your balance and helps you review the bank details. Saved recipients can be reused. Manage recipients
- 02
Stay in control
You confirm the recipient, amounts, fees and expiry before the payment is created. Your approval threshold decides whether it also needs an extra approval, and funding is its own step. Set your approval threshold
- 03
AgentBank handles the rest
It converts, routes and settles across the right bank and crypto rails, and reports a final status. A bank receipt or transaction hash does not mean the payment finished; ask the agent for the final status. Payment status and tracking
Where it works
Local banking rails in 50+ countries, to bank accounts, QR codes and wallets in the recipient's currency. The agent checks live availability for the specific route, currency and direction before you confirm, so you only see what can actually be done.
If something goes wrong
- Bank transfers may become irreversible after funding. Check recipient details, amounts, fees and expiry before confirming.
- A pending payment should be tracked, not paid again. Cancel or correct a payment
- If funds have moved and a payment fails, the agent finds the next safe step. Recover a payment
Frequently asked questions
- Which assistants can do this?
- ChatGPT and Claude over the remote MCP connection, and Codex, Claude Code, Claude Desktop, Cursor, OpenClaw and Hermes over the local MCP server. You can also use AgentBank's own chat at app.useagentbank.com.
- Can several payments be approved at once?
- Yes. A payment plan gives one consolidated review and one approval. Payments are then funded and settled individually.